The Mortgage Buyer, Inc.
Mortgage Note Buyers

Are You Receiving Payments?

Would you prefer to have cash instead?

The Mortgage Buyer, Inc. will pay you the highest cash price for your trust deed, note, mortgage or land contract with no risks, hassles or delays. Email or call us at (800) 618-2485 to receive a free, no-obligation quote!

Purchase Options:

Full Purchase Option

Our full purchase option is the most popular with note holders for several excellent reasons:
1. It provides the largest amount of cash.
2. It liquidates the entire investment.
3. It eliminates the potential risk and hassle of foreclosure.

Partial Purchase Option

Our partial purchase option allows note holders to generate a specific amount of cash by selling just a portion of their payments. The note seller receives cash at closing and will go back to collecting payments again in the future.

Receive Top Dollar

With interest rates still near historical lows there may never be a better time to sell a note, sell a trust deed, sell a mortgage, or sell a land contract. Here are some important steps to take if you are considering selling.

Step 1: Locate your documents. It is important to have accurate information available.

Step 2: Do your homework. Contact a number of note buyers, mortgage buyers, trust deed buyers or land contract buyers. Ask them how they do business and request a purchase offer.

Step 3: Make your decision. If you decide to sell your note choose the company that offers the best combination of price and service.

Step 4: Enter into a Purchase Agreement. When you sign a purchase agreement be sure to understand who pays the expenses in the transaction and make sure you are not responsible for any charges if the sale does not go through.

Step 5: Closing the sale at a local title company is the best option for you. This is the only way you can be paid at the closing.

Glossary of Terms

Note — A note, promissory note, mortgage note or trust deed note is a borrowers written promise to pay a specific sum of money in the future.

Mortgage — A mortgage or mortgage deed specifically pledges a borrower’s real estate as collateral against a note or loan.

Trust Deed — A trust deed or deed of trust specifically pledges a borrower’s real estate as collateral against a note or loan.

Land Contract — A land contract, contract for deed or real estate contract is a method of selling property with owner financing.

Market Value of a Note

There are a number of companies that purchase real estate notes and contracts. Often referred to as note buyers, trust deed buyers, mortgage buyers, land contract buyers and deed of trust buyers these companies all purchase real estate secured promissory notes. If you are in the market to sell a note, sell a mortgage, sell a deed of trust, sell a contract for deed, or sell any real estate secured note we recommend you contact more than one company to establish your notes highest cash value.

These are the factors that determine the market value of real estate secured promissory notes:
• The type of property securing the note
• The value of the property securing the note
• The promissory note or contract interest rate
• The number of payments made and remaining
• The size of down payment made at closing
• The borrower’s credit history
• The current level of market interest rates

Benefits of Selling a Note

People who sell a real estate note, sell a mortgage note, sell a trust deed or sell a land contract enjoy many important benefits:

They convert a long-term stream of payments into an immediate source of cash.

They gain liquidity; preparing them to better handle emergency situations, take advantage of investment opportunities and putting them in better position to negotiate the purchase of anything they are buying.

They receive a significant amount of money now, enough to accomplish some major goals.

They don’t have to worry about receiving the monthly payments on time.

They don’t have to worry about whether or not the property taxes or insurance premiums are being paid.

They can pay off credit cards and other debts that are charging higher rates of interest.

They gain complete control over their money.